Do I Really Need a Roadside Assistance Plan?

by Bianca Garrison - March 12, 2020

roadside assistance working with broken down car

Now that you have car insurance, you may think that’s all you need to be fully protected on the road. But you may need more than just your car insurance to protect your vehicle; you may also need roadside assistance. Roadside assistance plans are optional add-ons to mandatory vehicle insurance, and buying roadside assistance can save you money and make your life easier and safer.

What is Roadside Assistance?

Roadside assistance helps drivers when their vehicle breaks down. It is available from independent companies and through some car insurance providers.

What Does Roadside Assistance Cover?

Each plan is different, but all policies cover a similar array of emergency roadside services. These include towing, dead battery service, and help with vehicle lockouts.

Additional services can include:

Fuel delivery
Flat tire replacement
Battery charge for electric cars
Winching service (moving a vehicle if it is constrained or stuck)

Should I Get Roadside Assistance with My Car Insurance?

If your car insurance does not offer roadside assistance, then it would be a good idea to purchase the service. If you have an older vehicle or drive a lot, it could also be a good idea for you, as roadside assistance will provide the help you need in an emergency.

How Much Does Roadside Assistance Cost?

If your auto policy doesn’t already include roadside assistance, it’s fairly easy to add it to your coverage. Bluefire Insurance offers roadside assistance coverage that will protect you in your time of need. You can call your local Bluefire agent today for a free roadside assistance quote.

How Does Roadside Assistance Work?

When your car breaks down, when you run out of gas, or you get stuck, you call your roadside assistance provider. They will ask you a few questions about where you are and what you are experiencing. Some providers can even use the GPS on your phone to get your exact location. Once you have called in, they will let you know how long it will be before your help arrives.

While you are waiting, stay safe. If you are in a remote location, stay in your vehicle and lock the doors. If you are near a restaurant, store, or cafe, you can wait for your help there.

How Can I Get Roadside Assistance if My Insurance Doesn’t Provide It?

Bluefire Insurance provides 24-hour roadside assistance at affordable rates prompt service from a company that has been protecting drivers for over 20 years. Don’t get stranded, call an experienced Bluefire agent today to get a free roadside assistance quote.

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